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DueVault
Private stablecoin receivables

Bill in stablecoins. Without the public ledger.

DueVault gives merchants a Stripe-familiar way to invoice and collect USDC on Solana while keeping customer relationships, revenue, and payment history private by default. When compliance needs proof, disclose only the exact invoice evidence an auditor is allowed to see.

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Umbra private settlementSignature-scoped audit grantsMerchant-owned customer records

Privacy contrast

Public rails should not become public books.

Solana makes settlement fast and final. It also makes payment metadata easy to follow unless privacy is designed into the receivables workflow.

Public Solana invoicing

Wallet graphs become business intelligence.

Merchant wallet7rQ...2wB
Customer walletH4m...9Ks
Amount2,400 USDC
TimingMay 8, 14:32 UTC

Customers, amounts, timing, and wallet relationships can become visible to competitors, vendors, and curious observers.

DueVault

Private by default, disclosable by grant.

Onchain viewOpaque Umbra payment
Business recordStored with merchant
Audit accessSelected invoices only
ScopeExact payment signatures

The merchant keeps the business ledger off public rails, then gives auditors wallet-gated access to only the selected evidence.

How it works

Issue, collect, disclose.

The product centers on invoice-style payment requests, Umbra private settlement, merchant-owned records, and gated auditor grants scoped to selected payment evidence.

Issue

Create business invoices and checkout links without publishing customer and invoice context to the public ledger.

Collect

Route Solana stablecoin payments through Umbra so settlement lands privately instead of exposing the merchant wallet graph.

Disclose

Issue signature-scoped auditor grants that reveal selected invoice and payment evidence while the rest of the books stay private.

Grant workflow video

A 20-second proof of selective disclosure.

The homepage proof moment is the compliance flow: choose invoice evidence, issue a scoped grant, and let the auditor review only the records their wallet is authorized to see.

Merchant selects evidenceGrant freezes signaturesAuditor sees scope
scoped-grant-demo.svg
Animated DueVault workflow showing merchant evidence selection, scoped grant issuance, and auditor review

Competitive frame

The privacy wedge between Stripe and raw onchain billing.

Stablecoin businesses should not have to choose between custodial comfort and a public map of their receivables.

DueVault

Private Solana settlement with invoice-grade records and scoped auditor disclosure.

Best when a business wants stablecoin speed without publishing its receivables graph.

Stripe

Familiar billing and reporting, but custodial and traditional-rails first.

Good operational UX, weaker fit for self-custodial stablecoin-native businesses.

Public Solana invoicing

Fast settlement with visible wallets, amounts, timing, and counterparty patterns.

Useful for simple transfers, risky for businesses with customer or revenue privacy needs.

Doing nothing

Wallet transfers, spreadsheets, screenshots, and manual reconciliation.

Cheap at first, expensive when taxes, audits, or customer trust enter the picture.

Bring stablecoin receivables into the business stack.

DueVault is private stablecoin receivables software built on Umbra for businesses that want Solana settlement without exposing customers, balances, revenue, or audit history onchain.

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